The aim of this guide is to help small groups and organisations:
- to gain an understanding of a variety of ways of obtaining either credit or loans
- to establish good practice in record-keeping and planning
- to study the issues involved before establishing either informal savings or credit groups or obtaining loans from outside organisations
Anticipated outcomes
- groups enabled to gain understanding and confidence in managing their resources and finances effectively
- appropriate officers to be appointed within groups supported by relevant skills training in record-keeping and accounts
- local groups encouraged to establish systems of microcredit that are appropriate to their needs and resources, either with or without outside intervention