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For people who have limited or no access to banks and other financial services, becoming a member of a savings and credit group can be life-changing.

The groups provide people with the opportunity to save money securely, and access loans for household needs and small businesses. They become supportive places where people can build relationships, grow in confidence, ask questions, discuss challenges and learn new skills. 

This edition of Footsteps considers why and how to run savings and credit groups, why churches and young people are getting involved, how to integrate savings with other programmes, digital opportunities - and more!

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