Sometimes, people find themselves with significantly more money than they previously had access to. For example, migration can lead to a sudden and dramatic increase in income, significantly beyond a family’s norms. Migrants who are able to find paid work often send a large part of this money back to their family (these payments are known as ‘remittances’) or they return to their home village/town with increased wealth. Money is money - wherever it comes from! It is therefore usually not necessary or helpful to think about whether money was earned locally or through migratory work. This tool helps individuals and families think about the principles they would want to guide their own decision-making around how they spend their money.